I don't think its fair for you to say they are making money without it as I doubt you have access to their books. 

This plan covers 24/7/365 troubleshooting services from Lula's experts (such as guidance on resetting a circuit breaker), tenant coordination for scheduling repairs, and access to a network of vetted professionals.Once you're subscribed to Lula, you can set aside a pre-approved amount for repairs, which can be used without needing to contact you as well.

While it makes homeownership more accessible, it is a good sum of money that is not contributing to your equity.2. 

@Zach Howard if you're serious, you'll get a Pro Membership so you can access the analysis reports here on BP.You can then share those and ask for feedback:)

I HATE the idea of not being able to access anything that I need online.

However, I constantly see syndications advertising very attractive return.  

I read on Lee Arnold system . com that joining the inner circle gives access to up to 100% financing on residential loans including Property Purchase Price + Closing Costs + Rehab Costs if that amount is 65% of the after repair value (ARV) as determined by a third party appraiser.  

Expert GuidanceThe most obvious advantage of joining a coaching program is access to experienced mentors.

Can you share how to access these CD's?  

Back by popular request: participating in Momentum 2025 will give you exclusive access to self-guided mastermind groups to make real, lasting connections with others on their journeyGet all of the information, and access to early bird pricing here https://get.biggerpockets.com/momentum2025/What questions do you have about Momentum 2025?