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16 March 2020 | 2 replies
My approach is to have a loan in process unlocked until we have normalized rates again...but someone else may have a different perspective..
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17 March 2020 | 13 replies
There won’t be more staffing in a day, but $700 B of MBS should unlock the market, right?
26 March 2020 | 54 replies
They could unlock the door and step away while the people go inside on their own.
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18 March 2020 | 8 replies
She parked her car on the street, left it unlocked, and someone stole her change jar out of her cupholder.
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29 March 2020 | 13 replies
Just entered my mid-twenties and the one year mark at my job, and I’ve finally unlocked the possibility of home ownership.The company I work for has a plan in place to relocate from San Diego, CA to Dallas, TX by 2024.
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6 October 2020 | 78 replies
I had my EIDL loan go all the way through to signing the agreement and note (so far), I posted about it in the corona forum: https://www.biggerpockets.com/forums/895/topics/831407-sba-eidl-loan-went-through-unlock-credit-files-to-verify-identThe first email I got started the same way "We understand the challenges etc"..
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20 September 2021 | 975 replies
As a RE investor, i would 100% sure make sure your credit is frozen and deal with the lock and unlock each time you need it pulled.
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22 March 2020 | 6 replies
FHA allows 3.5% down on 1-4 units...UNLESS YOU HAVE A NON-OCCUPANT CO-SIGNER.And so, my loan officer worked for about 10 days to find another appraiser who was willing to categorize the property as a single family (again, that’s how it was zoned with the county, and because of the layout, locking or unlocking one door at the base of the stairs makes either the entire home accessible to one family, or splits it into separate units.)The seller agreed to wait for this appraisal, and luckily, the new appraiser classified the property as an SFR, but once the loan got to underwriting, the FHA-board decided that due to the upstairs kitchen and the completely separate utilities, this home would STILL be classified as a duplex, and therefore, with a non-occupant co-borrower, I’d be required to put down 25%.This is probably a good point to mention that I’m using a first-time home buyer program for the state of Oklahoma, which gifts you 3.5% for your down payment.
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15 May 2020 | 30 replies
Too many people think early coaching will unlock some magic, but you can find all that info online for free or at local REI meetups.
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14 April 2020 | 8 replies
For in person showings, I'll probably unlock the door and wait outside while I let groups do a self tour.