I don't know why these people allow Something Like You on their platform

For each property, I have a few accounts including a high interest earning savings account for reserves within the platform.

During 2022 I had multiple meetings with one of their CPA advisors and gave them access to QuickBooks and Payroll platforms.

In addition to that, platforms like HomeAdvisor or Angi are great for finding vetted professionals, and local builders associations or the Greater Beaumont Chamber of Commerce may have directories or recommendations. 

These properties appeal to students and low-income renters, especially if traditional housing is limited.

whats traditionally referred to as "DSCR" loans are not going to be eligible in non-state territories unfortunately

If not, you could always maintain 2 separate IRA accounts, one self-directed for private lending, and then another for your traditional investing.

I don't like all-out bans, but I wish there was an easier way for cities to quickly rid the platform of bad actors. 

This allows you to access funds while keeping your existing mortgages intact.Second Mortgage: Explore lenders who offer second-position loans on investment properties, though rates will be higher.Cash-Out HELOC : While traditional banks often restrict HELOCs on non-owner-occupied properties, some portfolio or private lenders may offer HELOCs for investors.With $15-20K in liquid funds, look for deals where you can negotiate terms:Seller Financing: Negotiate lower down payments or interest-only periods.Subject-To Financing: Assume the seller’s existing mortgage while covering the down payment.Lease-to-Own: Lock in the purchase price while using rental income to build equity.

I wish you the best of luck building your business on another platform.