Borrowed on margin against their stock investments10.

If we take the minimum for credit, it will be $100 instead of $2,000 or less.We have stock portfolio that we don't want to touch for the rehab around $200,000 that is liquid upon selling. 

They would receive equivalent money plus an interest rate better than a savings account (plus less volatility if they wanted to put $$ into stock market).   

They know their rate.The stock forms from my CPA include a tax comparison page that makes it easy to calculate the effective tax rate and compare line items year over year.

is this loan secured by your primary residence as a HELOC  or are you borrowing against your stock/bond portfolio ?

Do you invest in stocks outside of maybe a 401k/ira?

I sold ownership in one of the companies I had invested in the UK and took out some stock investments that I had. 

I believe this leaves you with more housing stock to choose from because you aren't in an area surrounded by Illinois.

I mention this, because at the end of the day, these are all investments, just like stocks and bonds and private equity, etc.  

Borrowers need to have 9 Months' P&I worth of liquidity (cash / stocks / bonds / crypto / etc), and 100% net worth relative to the loan amount.