I know this is a differing topic on the forums, and online in general, but having the legal background/education and knowing estate planning concepts you'll realize it shouldn't be.  

But there are also a lot of reviews online calling this place a scam.

No.But you do see their website online, right?

Why not have an online meetup in the second week of April?

I have searched and filled out endless online forms only to have lenders offer me unsecured loans or other products, but not a heloc.  

These specialized companies, easily found online or here, will create your company’s SD 401(k) plan.

Look up the default risk by credit score, this information is readily available online. 

it is already the 6th day of the month, and most of our tenants made the on time rental payment on the 1st.we am copying our attorney soon and will report to the police department for lost $49,987.00 tenant rental income.So far we have called your customer services and online chat but nobody is answering.

You can also check their reviews online at Google, Facebook, or Yelp.

There are mortgage recast calculators online or you can reach out to your lender.P+I payment will go from 2155 to ~1800 given the numbers you provided.