I would imagine putting language in the rules about tampering or removal is a fine similar to how hotels do.

I don't know what the market like is in SoCal but I would imagine that contractor costs aren't much less there in LA area than the Bay Area.With @Dan H.'

With that said, I would imagine there would still be some form of shielding from your personal assets but whether or not this set up makes you an easier target is an interesting question. 

Could you imagine the hell that would wreak on international markets!

I imagine it is all just on for now especially since all government backed loan defaults are a full stop too. 

This was back in late 2022 and I think it was new for them at the time so I imagine they still do it.  

As you can imagine, it drastically cuts down on the amount of water use when the tenants have skin in the game.

Awe, a handbook should be the simple version of rental law, imagine what the code reads like.  74 pages of insanity.

I've been doing this since the 70s and I've had every loan you can imagine. 

imagine the same scenario but your friend is a single investor and you’re a married owner occupant.