Commercial debt is dicey right now to say the least ... when John Kane can't get a lending partner to execute a project (Downtown South) it should be no surprise that smaller regional and local builders are struggling also.

Quote from @Theresa Harris: I'd start by talking to your dad. 

Quote from @Theresa Harris: Talk to them and let them know that if they have that many concerns, perhaps it isn't a good fit and you're happy to give them all of their money back. 

Quote from @Theresa Harris: If you don't have the funds right now and your credit rating is lower, I'd wait. 

There is one in Austin run by Ken Harris. 

I agree with @Theresa Harris.

The easiest way right now to get the invite each month is to go on Facebook and search the group "Kane and McHenry County Real Estate Investor Meet-Up".

And you requested this just in time because the Kane county auction is only a month away!

I've tried BMO (BMO Harris), and I will most likely try RBC, but usually it's a US credit card or mortgage, but correct me if I'm wrong, but it doesn't build your US Credit history.

Quote from @Theresa Harris: Sit down and figure out how much each one actually costs you and if you have any large expenses coming up (eg new roof).