It is fairly well known... 

Luckily, my wife and would be in a position to buy their house from them at fair market value, if that is the best option? 

DM me and I'll connect you with the Credit Union I send my clients to.

We would all love to have that note that has 5 years of perfect payments, 800+ credit score and a 20-25% down payment. 

Hey @Justin Snead, it’s fairly easy to get your license in your spare time online.

I'd have an agent run comps and see if they are offering a fair amount.

I can buy a 2-4 unit with 20% down vs conventional can only buy a 2-4 INVESTMENT property with 25% down 4. there are options where DSCR loans dont repot to personal credit, helps in not having to show a bunch of paperwork or not one person in a partnership has to carry the debt5. way less paperwork to close on this loan type vs a conventional loan. we care about the income of the property you're buying and it's ability to service the debt of the property whether we use long term rents income, lease income, or air dna/bnb income.6. easily buy in partnerships, add people to your operating agreement, its as easy as that so bring partners into a deal. helps with scaling and raising capital or getting partners involved7. gift funds allowed to close on these as well, and like I said earlier, there's only a 10day seasoning period of funds with some lenders so that means you can literally have a private money lender deposit money into your account 11 days before closing, and you can use those funds to close!

Credit Score: 

You can identify good cash flow opportunities on a fairly large scale. 

I have two banks that have done so as well as a credit card, and know of a couple of organizations that have as well.