I'm an old eductor and athletic coach, so I always go back to the fundamentals and try to break everything down into simple steps that make common sense.  

I entered college studying athletic training and switched from that after my first full year because I couldn't see myself pursuing that industry.

You'll get burned once and then realize why everyone on these forums always says to put everything in a written contract.Always remember that when stuff goes wrong, everyone, EVERYONE, even you and me becomes self-serving and looks out for their best interest first.Pro athletes and musicians provide plenty of examples of how relationships change with family members when money enters the equation haha.

I could remember reading “Rich Dad Poor Dad” in the first offseason after my rookie year (after blowing over $20,000 in expenses in my first month off after our season was over which to this date I have no idea what I spent it on) and said to myself “If I keep going at this rate I am going to become another 73% statistic of athletes going broke after the NFL.”

Lenders - I almost want you to think of lenders like athletes.  

I also played professional hockey so I have a connection with professional athletes for a talking point.  

Many professional athletes make Poway their home. 

I believe it is Rangers foundation and maybe some other foundation have built the athletic fields around there. 

I am a student athlete at Missouri state in Springfield Mo.

Since we know nothing about dispersals from college athletic programs we let it slide.