I've interviewed like 4 CPAs/tax strategist this year and it's difficult because I know I'm not always comparing apples to apples.

Hey Gang,So I've been a mortgage broker for several years in the CRE Lending space, and I have capital partners I work with who offer 100% CLTV funding for bridge loans or short term, I/O financing.

I see Victorville, Hesperia, and Apple Valley as great investment locations with affordable prices and competitive rents.

Hi @Selina Giarla, great questions.I want to clarify that DSCR loans have 30 year fixed rate options (as well as ARMs, IO, 40 year terms etc.). 

Also I was trying to get my own comps on an older 3/2 ranch,but most the properties around it were newer or larger.Whats the best way to compare oranges to apples for lack of better words.

They also give you a list of questions to ask the bank when you are qualifying which product is best for you (so you can compare apples to apples). 

the cap rate for single family in san jose is maybe 1-2% ; DSCR is 0.25 ; but with very creative strategy we can make it into 0.8-1.1 but the key is using more tenants per unit, also home that has basement and ADU like me, the unit can be rented and while my dscr is above 1.0 but banks can't use it so we kinda stuck to leverage but this creativity of multiple tenants per single family.i am now trying 40 year IO program from one of the lenders such as yours to quality, also i will try no-ratio DSCR at some point.Seriously, by combining hefty cash position + flip program + rent out to multiple tenants ; and sell it few years later, this is the less riskiest project we can do as landlord/flipper.

Just industrial, 5 properties, about 140k sq ft and 14 acres of IOS.

Comparing Verizon (one of a handful of cell phone providers) and a PM company, which is ridiculously competitive industry, is comparing an apple to an orange.

Make sure you get a formal term sheet to compare apples to apples, don't accept soft quotes. 5.