Once you take it out, you stop banking with your normal bank or credit union and you now redirect all your income / deposits into the HELOC.

Local credit unions, big 5 banks, regional, everything in between.

A few things I've learned are: 1) Banks/Credit Unions like to see 2+ years in business at a minimum, 2) In addition to your FICO score, they also like to see business revenues via tax returns, 3) They sometimes build their credit decision off of a % of your business revenues (i.e.

I would recommend reaching out to a few local loan shops, and highly recommend credit unions in today's rate climate, to see what products are right for you.

My intent is to be ready to refinance the building through a local credit union that does not have a seasoning requirement within 9 months of purchase.  

@Cory M.Depends what kind of banking you need, but after searching high and low state department federal credit union (with an American citizens abroad membership first, like 100 bucks) and capital one have worked best for me to avoid the nightmare you mention of trying to deal with US banks from outside the US.

-"notice of assessment lien"  I think this is for not paying the HOA (He claims he did pay the HOA) about 3k-"transcript of judgement"  It looks like he owes a credit union 16kFor what it is worth, he has hired a lawyer to try to get out of his debts.Are the following assumptions correct?

The executor did not properly probate her share in the Union County court.

@John Boutros The only think that comes to mind is private lenders or trying to find small, local banks and credit unions who are willing to lend.

@Jefferson Black- thanks - I am not aware of any lender that  will do a loan on an INV  manuf home property ...you might contact the local small to mid size credit unions and banks in your area ...you also might try the bank that you have  funds deposited at - good luck