Although I have a high income my assets are not immense and the insurance is protection against future earnings/STR  I will probably buy a primary home in next 5 years but happy for now where I am.  

It may be worth letting them know about the prequalification requirements (credit score over xxx, salary above xx,ooo/year, etc.) in advance to weed people out.

I added 2 section 8 units to my rental mix over the past 2 years and in general, no issues. 

I have been investing in the stock market for 5 years and I am now transitioning over to real estate after doing my research on real estate for the past two years. 

I have wholesaled, fix and flip and I have a duplex that I have owned for 5 years. 

Rents should be a modest $1500 per side, depending on the time of year I’m able to get it on market.

Then next year buy another one.

Since these loans usually have interest rates that reset at 5, 7, 10 years do they behave like regular residential ARMs?   

Or should I invest regardless of student loans if my hope is to use FHA loan for smaller downpayment and then eventually rent the house out in a few years once I move?

Since there are not many ways to reduce taxes retroactively for a previous year, understanding options like these can be particularly valuable at this time of year.