Don't be afraid to ask them why they don't want to apply.When I'm having pricing discussions with owners I work with, I always remind them: a month of vacancy costs your bottom line more than a unit filled with a rent reduction.

One is a 4-plex for $165K with good cashflow (CoC ~16%).

The buyers I resonated with, who I believed in as operators–those were the people I was willing to be flexible with.

With the down payment you're putting down (assuming it's at best 25%) with current interest rates, you're maybe going to be scraping a couple of backs cash flow on a Class C+ property. 

I am currently helping a VA buyer purchase a home with an assumable VA loan in Skye Canyon.

Research and familiarize yourself with PropStream.

@Jeffrey Holst I agree with you. 

We've seen some lengthy POS with $15K+ escrows and we've seen others that will come with completed POS.

Is this really the person with qualifications to provide a review? 

From my perspective, it’s essential to ensure that financing aligns with your long-term goals and risk tolerance.