Blackrock has an 8.5% min debt yield on their program.If you are rate sensitive, go to a local or regional bank where you can walk in and shake the loan officer's hand.

Short term rates, as in the rates tied into indexes that are the most sensitive to economic shift will move before the 30yr fixed loan rates would.

In an ideal scenario it would appear that we own this property free and clear and I could get a larger HELOC against the appraised value and leverage that cash on other rehabs/flip projects.I would expect there are some safeguards to prevent someone from sucking too much cash out of an owner financed property and getting upside down to a bank AND private lender.  

I know the second one is more unique and sensitive but the first one I know will continue to run into with motivated sellers and wanted to what other investors methods were.

Certifications assure an individual’s qualification to perform a job or task and are typically issued by universities or agencies appointed to safeguard public interest.  

I would have to think this is market sensitive.

So many factors and some are much more subjective than others and others are more sensitive that others so hard to nail down a formula that is applicable and worthwhile. 

That's why I now require renter's insurance, so if something crazy happens to their stuff, they file a claim against their own insurance, instead of mine.But the risk for you, more so for a SFH, is if the you have a vacant unit, something crazy happens in it, like vandals breaking in, your insurance company wants to know what you done to safeguard it.

You have to look ahead and model out various situations to plan for how things might pan out when you are purchasing so you can try and put some safeguards in place.

He is on call and lives close by so he can be here if anything time sensitive happens, but mostly he works on general upkeep.