Although well intended, this just prolongs the whole process for no good reason.

 A: In terms of STRs, things used to be a lot more relaxed here and you could get away with more - yurts, campers/trailers, tents, weddings and events, etc. but now they are enforcing everything a lot more than they used to, and that will only continue to happen more in the future.

Paying off a property, if you get that far, and I hope you do, allows for many future options including taking a portion off to buy more property and somewhat acting as the bank yourself, or you can simply enjoy the extra cash flow in the meantime that comes in while the market is hot and positioned for a massive meltdown which is kind of looking like might happen with the prolonged economic shut down.

Hey @Jesse Flores enjoy your relaxation!

I'm willing to take delayed gratification and work hard today so that I can relax the rest of the week.

If you are underwriting this deal without these in mind, you are walking a dangerous path, as one major repair may cause your calculations to spiral.(3) Unpredictable Future Who's to say this renter stays here for a prolonged period?

Luckily cars mean absolutely nothing to us and we are still in our "Starter home" that we bought 17 years ago and have now paid off.Hit the retirement accounts hard and save elsewhere too...your time will come to relax and enjoy those fruits you've been cultivating. 

Immigrant and US-born citizen has different "issued year".Sometimes they only have ITIN as well, in our area, we tend to be very relax in that kind of 'stuff' lol