Thank you @Marcus Auerbach for phrasing the issue so effectively.

But that's not how you phrased it.

Granted, some people do it, but what I've found is a lot of these young retirees basically end up doing the same thing non-retirees do: they volunteer a lot of time (i.e. work for free), or start a business, or do something else to fill in the time-gap.I get it: FIRE is a popular concept right now, but aside from it being the latest buzz-phrase....what does it have to offer you that a rewarding, fulfilling career and/or starting your own biz wouldn't offer?

Both of those articles use terms that tell me they too were written by someone who does not understand insurance.Any agent who ever uses phrases like "take out the cash value" or "borrow from the policy" does not understand how insurance works. 

In our group we phrase it more specifically :- "How do I get as much passive income as quickly as possible, by retirement age at the latest?

This is why you hear the phrase, "Term insurance and invest the rest." 

You could try and work that into the lease if necessary or phrase it as that, just hey I'm doing 6 month preventative maintenance so that way if there's any issues with anything we can fix it now before the leak becomes a burst pipe on a Sunday at 3 AM.

Track more key phrases, so you get alerts to posts in the forums under your preferred criteriaI am always amazed that people decide to get into this business, but are too cheap to spend a few bucks for quality resources.

If I do this, my intention is that things are smooth and drama free for both sides - but of course I need to know that if something goes sideways my "First Position" isn't just a security blanket phrase...but rather, something enforceable and real.

I always keep in mind a phrase I was taught "normal sells" Got it thanks!