The bank did want to see a large amount of reserves, but they allowed us to use retirement funds to fulfill the requirement. 

Unfortunately your credit will take a hit, but such are the consequences of incurring an obligation you are unable to fulfill.

With me working a full time job, and having an interest in obtaining a license in multiple states, what would you all consider to be the best strategy of fulfilling the hours requirements and testing requirements for my real estate license?

The advantage of this from you perspective is your departing tenant is still obligated to fulfill the financial obligations of the lease if the new tenant fails to perform (though, you have already vetted her/him, so that should not occur).Execute an assumption of lease (or a change lease) in which the new tenant assumes the departing tenants obligations and rights under the lease.  

Which request I’d also fulfilled.

Oops should mention their new software REIMobile may fulfill your needs better if you're not looking for lead generation, but rather lead management.

I know you want to get as much revenue as possible as soon as possible, but construction is too risky and unpredictable and it will cost big bucks if you are contractually obligated and can't fulfill that obligation.

Everybody makes money or benefits from each project and you get to fulfill your TV contract.

He chose to not fulfill his obligations.  

There are many ways the flood insurance costs for a particular property could be lessened or even eliminated entirely depending on the specific situation.If all options fail, and the property is stuck in a high risk flood zone, there are always private alternitives to the National Flood Insurance Program which are often less expensive and fulfill the mortgage requirement.