One potential starting point for this recovery is to address the influence of entrenched liberal ideologies and bureaucracy in city management and policy decisions.

The greatest value of that early investing/saving is that it provided me the means to jump in somewhat aggressive during the recovery from the great recession. 

Barring a war or major interruption in oil production in the middle east, I am hoping for a gradual recovery, but I am not convinced we are out of the woods yet on a bust cycle. 

The reason you keep hearing references to controlling spending is because of simple math:Income-expenses=savingsSavings is what builds net worth, through investing.People say increase income, but no matter how high your income, if your spending is greater, you will go deeper in debt.That is why there are movie stars, athletes and lottery winners who go bankrupt.

Most say the economy is in “recovery”......I don’t know if that’s true.

@John Cornelius there are meal prep services used by bodybuilders and other athletes that deliver pre-packaged meals.

And you know what the recovery rate for the coronavirus is, according to the Johns Hopkins University website?

With small businesses having 12-24 months of recovery ahead, that could cause them to be in the red each month...not raise wages...i.e. people have even less money than before. ...if commercial prices go into a recession, which could cause commercial properties to sit abandoned and not be enticing for new tenants. 

One of my other business ventures is a bail bond business so I’m all to aware of the price addiction pays on families and society.I  would just like people to have a path to recovery.  

I know in San Diego in my life it has never not experienced appreciation over the long term; The GR took ~10 years for full recovery in San Diego and that is the longest stretch in at least 60 years.I have purchased twice near top of market in San Diego.