Welcome Sante Randall I'm in muscle shoals Alabama.

Preferably with as little of a paper trail as possible.

Stalk them on social media, call employers, previous landlords (not current), follow up every lead, and zealously chase trails of smoke to see if there is fire.(2)  Insurance:  This is water under the bridge, but I'll bet the increase in premium you would suffer switching to a more expensive carrier for 24 months would be MUCH LESS than what you paid for the roof. 

The houses look a little old, maybe built in the 70s or 80s but I think it's a great area.There's a few nearby parks around them as well deep in the hills, even hiking trails.

At minimum you need the trailing 2-3 years of operating statements and a current rent roll to come up with an initial offering price.

Where is your HUD-1, 1099's, required disclosures, where is the audit trail of escrow deposits and accounting of you paying off someone's mortgage, ever hear of federal settlement requirements or ALTA, money laundering, tax evasion, ?

I have been to Kingdom Trails in Burke/St.

I'd say it may not be worth the extra money until you're in the upper 30-40% of the price range.The labor is the big costl In fact a LOT of it comes out of the ground here-just look 50 miles west of Austin-there's "Granite Shoals" and "Marble Falls" (where I live)with pretty big quarry operations.

These also seem to update periodically as opposed to a non-diamond note which would have to be manually updated by the Seller for balance and date changes, if any.Usually making a request for any trailing item on a Diamond Note can be accommodated by the Seller within minutes or the Admin's can load the requested item onto the exchange with Seller's approval.  

It is $20, and a free trail period to make sure you get value of it.