@Omar Khan2) Overlay Top down Market data on top to figure out pricing/valuation (we follow major publications aka RCA Insights ) Whats on the chart:1) Cap rate for MF (Class A/B aka Lifestyle) is lowest ...indication of competition2) Pricing trend by year and then within major cities .. indication of possible downturn or isolation of submarket 3) (dont have it here) MF price index doubled in past 10 Yrs.... indication is that market pulled all operators including both good and bad @Ivan barrett Hypothesis:1) There will be opportunities within MF to get a higher cap rate where Operator will need to exit due to operational/Debt performance... most probable case to compete with other existing good operators /indicators 2) Properties that will pass a stress test valuation with scenario where a downturn will happen aka vacancy will do up  and rent growth isnt possible for a duration of 2-4 yrs.It takes a bit opposite position to Recent post from https://www.biggerpockets.com/forums/432/topics/687483-unprecedented-structural-shift-the-thriving-multifamily-marketAnd supports https://www.biggerpockets.com/forums/432/topics/683154-bullish-on-multifamily  

Just wait for that wave of baby boomers retiring in the next 20 years.If anyone is familiar with Indexed Universal Life & Variable Universal LIfe insurance policies you know that they're great alternatives to more traditional retirement accounts such as Roth IRAs/IRAs/401k.

Plus I have a local property manager that I trust already and could keep an eye on things directly if needs be... but is there a good index to see how much better "somewhere else" could be?

Been here my whole life and I see no reason to leave $$$$$$If this works see my purchase price index attached.

My Index Funds have returned 29.89% over the last year & 15.92 over the last 5 year period.

Increase dependent on a certain Consumer Price Index (Typically Government leases).

I'm a traditional index fund investor, but I'm looking to do something different on the horizon.

Scott advises to put your money in an index fund where you can easily have access to it and invest. 401K does not provide that flexibility and will hurt you in case you decide to pull out early. 

I'd rent them for average of $1,500 x 4 = $6,000 month.  200k into some kind of stock fund(probably index)take 100k for downpayment on future home.  

I would say there is no way that can give you 10% return consistently, especially not passive. just buy index funds and hope there is no recession is what I will do with that amount of money.