I would suggest getting estimates from a couple contractors familiar with fire repairs and comparing those with the estimate from your insurance carrier.

interestingit would seem that a reputable insurance carrier would cover water or flood damage to a propertyI'm thinking about starting a lightbulb insurance blanket- anyone interested?

Hoping they take care of their clients better.Be sure to check with your insurance carrier on coverage.. did you go into the same low end neighborhoods ?? 

so if i am understand what you have here 25121 is noi before paying anything on loan to new park owner. if above is correct then loan amount if price is 390k - 80 k down= 310k   @6% 30 years =1859 x 12=$22308=2813 profit yearly2 check with insurance carrier i am sure you can but cost may be to high 3 selling units to park renters may be a good way to go but if on a fixed income they may not have the money to do so and now they have the cost of insurance .4 check with local appliance repair as to service i would collect the money myself. if park is 55 plus upkeep may be minimal 5 i would ask for 30 and not offer any points 

Payroll for the year (it is normally subject to audit at the end of the policy term)You can normally add coverage for your tools and equipment.Most of our carriers have a minimum annual premium in the $500 range.

Other than that, just shop around to see which carrier gives you the best price for the coverage that you want.

Also, husbands license is expired and he doesn't know how long it will take to get the valid ID. says that DPS and mail carriers lost it in the mail?

Our insurance company provided us a list of dogs that they will not permit on the property and will not cover if there is a claim and they are not all big dogs (Jack Russell is on the list), so you have to check with your insurance carrier regarding liability.

Grand Air division of Carrier.

If you have a stripped down policy with a non standard carrier (which it sounds like if you didn't have loss of rents) then that is where the problem was.