One option I have would be the restoration of my VA loan by borrowing $, from family?

I own a restoration and flooring company so my anticipated cost might be lower given my direct cost of materials and labor. 

We never had a restoration company.

As you already live there, you may also want to consider "House Hacking" (where you live in part of the property and rent out the rest). Or

@Jason Scarpati A lot of those types of damage restoration companies tend to have warranties on their work.

(It's hard to argue with the Government, try it with the IRS).The video is from 1972 (which is old) but many structures in Detroit have not had much (if any) rehab done to them since 1967 when the military tanks rolled in to restore order (which never seemed to really happen 100%).

The electric company plugged in the new meter and drove off, the fire started shortly there after (no interior inspection occurs and the tenant doesn't have to be home).The investigation identified the kitchen stove wiring as the source of the fire (I personally think the stove may have been in use at the time of shut-off and was left on so the sudden restoration of power caused arcing), wiring was not ruled out so an electrical inspection was required by the city and they concluded all wiring in the unit (romex) would have to be replaced due to ambient heat exposure. 

Contact your state representative and ask to have seller financing de-coupled from the following bills: HR4173 and the 'Restoring American Financial Stability Act of 2010' If the bills are passed, it appears a licensed loan originator will need to be used (paid) to underwrite ANY residential real estate loan.

We no longer hesitate to withdraw from the deposit any fees that are needed to restore our home to it's prior condition.  

Rehabber's add value to homes and can restore neighborhood pride.