Now that I'm on the flip side of this crazy behavior I want to lay out why this is crazier than my orange dissection ritual. 

Thanks for sharing for others and I can confirm this is not normal behavior from lenders, you should have had a completely different experience!

If they have a bunch of late payments and yet the landlord says they've been good, I would trust the credit report behavior more and discount the landlords statement. 

As of 2017, Singapore had one of the highest prison population rates out of the Asia-Pacific countries." https://www.statista.com/topic...The point I make is that most Americans don't behave themselves (littering, jaywalking, staring, dress code, making assumptions, marijuana is okay, rude behavior compared to Singapore etc), and are more likely to run afoul of the law and local customs in Singapore doing things that they are simply accustomed to doing with no reprecussions in the USA.

His behavior was just as unscrupulous as the professional tenants, just not as dramatic. 

So medieval.Bad LL behaviors by others over decades and decades made it so I never referenced myself as one. 

This kind of entitled behavior is prevalent in many, many mental illnesses.

How will this change guests' shopping behaviors? 

So this happened in Detroit....And you did not foresee or expect this kind of swindle behavior ahead of time.Lots of red flags here along the way.Ask other local based owners who they would use vs picking someone at random.And learn to pay in draws--with lien releases.

And, if contested:"While there is no reported Arizona case on this issue, based on the recent case analysis, it is likely that Arizona courts will consider:Whether the CC&Rs and/or the amendments materially restrict the uses, occupancy or behavior within individual lots;The approval mechanism (e., whether the approval was renewed by a simple majority or a super majority); andThe long-term practices and expectations of the Association and the affected lot owners.The ability of any particular Homeowners Association to amend an existing set of CC&Rs to restrict short-term rentals will depend on the terms of the existing CC&Rs and the facts and circumstances of the individual case.