You are more than welcome to share facts and your experience here, but I wouldn't say which strategy is better, since whats better for you might not work better for someone with another financial profile/goal.I would genuinely love to see your numbers.The way I see it you're financed at 25% likely on a 30-year fixed paying 5%.That comes out to a $503/mo payment.Management is taking 10% (or so people always think).

Some try to genuinely help, some try to get your money.

@Lee Burns thank for your response and yes I am new and felt comfortable to ask within this circle this question because I genuinely don’t know my options good to know that I do have some 

Together, let's continue to prosper and thrive in the ever-evolving realm of real estate finance.I'm genuinely excited to get better acquainted with all of you and to serve as a valuable resource in this remarkable community!

The key is to establish that your trips have a genuine business purpose.

Contractors may appreciate someone who is genuinely interested in understanding their work.

For the little that I have been on bigger pockets, I am very impressed with the genuineness of the members and the multitude of information.

@Ann Bellamy thanks for your genuine, helpful advice Ann!

Thanks for the reply; I genuinely did not know the specifics, which is why I seemed clarification here.The HUD-1 is a great idea, I'll try to ask the new owners!

Are you simply looking for confirmation of what you've already decided, or are you genuinely expecting/hoping to be slapped around so that you'll snap out of it?