Hi,I'm not up to speed with Homestead laws as they pertain to California.I am being solicited by what appears to be a private company with regards to filing for Homestead declaration status for our duplex.I heard something on a podcast a few weeks ago and so I'll have to start researching.To anyone who has current knowledge about the pros/cons and or general need to know facts about Homestead laws pertaining to California.Thanks so much in advance!

I also know of a newer credit union in town that recently began allowing 10% down for investors.I'd love advice pertaining to my situation. 

Because of the laws pertaining to recourse on the loans many traditional banks are not interested in us for a variety of reasons (no local member, low end segment, single family homes, etc.)This has us mainly looking at 2 different options. 1.

I have a self directed 401(k) question that pertains to disqualified persons.

Pertaining to investment properties, everything's over priced on the market in mind.. 

There are many conflicting views on the internet as well with both cities, with some sources saying Providence will turn into a hot market.I would love anyone to offer their two-cents, personal experiences, and any other knowledge on this matter.My other question pertains to research.

Does your lease/rental agreement have any clauses that pertain to this situation?

As for the tenants who's leases are expired, I am thinking about letting them know that rents will be raised, they can choose to stay and have their unit renovated and their own washer and dryer, or choose to find somewhere else they might prefer.I'm highly considering doing section 8 leasing with these 4 plex, so any other recommendations that pertain to section 8 requirements or that may yield higher rents as far as specific renovations go I am definitely all ears.All other Ideas or any advice whatsoever is greatly appreciated.

Third, pertaining to debt payoff vs investing, I like to approach it from the perspective of which provides the better return, i.e. if the rate of return from the investment exceeds the interest rate of the debt, all else being equal, it generally makes more sense to invest.One surprising way I learned to balance this in a realistic way was by playing a game.  

Each state has rules that pertain to probate how the deceased estate is handled including mortgage foreclosure. 4.