If I misunderstood that, my apologies.

A very famous quote, "Only borrow money when you don't need it".  

As Will Rogers once famously said, "Buy land. they aren't making any more of it."

People who still buy in Tulum today are hoping that Tulum will become another Playa del Carmen but that is very unlikely to happen for several reasons, the main ones being:1) Unlike in Playa del Carmen, it's impossible to buy a property close to the beach and certainly not at a decent price;2) Given Tulum's current and upcoming urban planning, it'll never have anything close to the 5th Avenue that made Playa del Carmen world famous;3) There is hardly any land still available for development in the area where visitors want to be in Playa del Carmen.

One phrase in the excellent answer by @Ashish Acharya can be misunderstood:"Repairs do not have to recapture when you sell the house too."

@Jason Pritchard Let me begin by saying I do not know how good your market is, but my grandmother's famous motto:  A bird in the hand is worth two in the bush!" 

For all those people that don't know about Las Vegas famous pig farm it is a farm that had been there way before the boom and there was no-one living around it.

Green Bay is famously the home of the packers, population about 100,000.

Come on guys, I have tried it myself to be business owner by owning a famous healthy bakery but couldn't able to make it work.

I have worked as a property claims adjuster and commercial property agent for the past decade.I may be reiterating points that have been presented earlier in this string, but wanted to do my part in providing clarification to any points that may be misunderstood related to how claims are handled when incurred by an NREIG Insurance Program participant.