He is not an investor per se but this is just to show that banking on appreciation can bite you the wrong way also.

I'm also looking to house hack in Austin and I see quite a few properties in the Montopolis and other areas of SE Austin.

SE DC has the most affordable property in the city, but for obvious reasons.

I think I’m going to SE Asia before going back to Western Europe, but have a blast!

Secondly, the monthly nut drives sales not the price per se so interest rates are fundamental to any discussion.

I love that this topic has come up because, as an agent in SE Florida, I have to say that I receive calls/texts from investors weekly (sending those same texts to dozens of agents) asking me to work with them.

And they didn't "lie" per se, they did "talk about" wholesaling, foreclosures, creative financing... but they never actually got to the part with actionable information.

(Mine are all at 15-20yrs) longer term = more cashflow SIMPLE.As a retirement - your not looking for income per se your looking for tax advantages and appreciation - I’d still go 20yrs I just couldn’t fathom taking 30years to pay for a property!

I don't have a response for "why this is not a bigger concern..." per se, I'm sure there are some PM's that could chime in here.

HI Zeek,The good thing about investing in the US is that you can have a fixed loan rate for 30years which is not common in SE Asia or other countries.