As a result, this is putting immense stress on her and the overall relationship.I called my dad the other day asking about what his plans were for the holidays and he told me he was depressed.

@Pete Barrow when we hit another 10 year depression where unemployment is 30% and 80% of the value of all the publicly traded corporations in America is wiped off the board over the first three years.....going into foreclosure on 2 properties is going to be the least of my problems.

Fortunately I like my teaching job anyway.I'm not trying to scare or depress anyone, just expressing caution.Suzanne

Just look at so many of the comments in this post, espousing that the economic system is so simplistic as printing $ = bad, GDP down = depression..... these are persons who are clearly still at the "finger paint" understanding level of Keynesian Economics. 

As a result I bought it for a very low price (all these were purchased approximated 65% below the previous purchase price - this was the great real estate depression in Phoenix, Miami and Las Vegas).

I did know that in 2014 we were going into a small depression, and I intended to be in good shape to weather it, so I stayed cautious. 

These were some seriously depressed areas back then. 

Regardless you should look into cost segregation analysis for depression/tax write-offs.