I hear Navy Fed is a great option, if you have access. i think lately they've tightened up on who they work with outside of the Veteran's immediate family. 

Exiting a low-yield investment can sometimes be the best course of action, particularly if it's causing financial strain and the market shows no signs of appreciation.

If we find it is a tenant caused probable, we charge them for the cost of clean out.Depending on the price of the insurance, it may be worth it, but if you only have a few houses, the odds of not having a back up is in your favor.As an investor and future owner of many more properties, you should try your hand at doing it yourself; Rent the machine with the auger and motor on itTurn the water off to the commodeDrain it as best you canRemove the two closet bolts (when replacing, don't tighten too tight or your brake the porcine commode).Remove the wax ring--- messy, stinky -- use cloves - don't get it on your clothingLife the commode from the waste line......guaranteed you'll get water on you (hope it is not yellow)Now feed this heavy cable down the waste line as far as you can go.Push the start button on your machine and watch the cable spin as it seeks the block, oh, be careful because sometimes stuff will fly out and may  smack you in the face.If you are lucky you'll find a baby's toy, a rag or some sort of material that may be unpleasant; bag that ugly stuff for later disposal.Oh, did you buy a wax ring?

Got a complaint that a doorknob is is loose, so I told him just to tighten the screws at the doorknob.

Partnerships with family can result in strained Christmas dinners.

But those may not be around in times of belt-tightening.

Cities around here are tightening up on unpermitted work.

I heard that Sarasota county may tighten regulations on STRs in the future but I am not sure if this is true

Some have just added additional fees or have tightened up their guidelines so it can be a bit tougher to get one done. 

You are likely talking to a lender(s) that have overlays, or tightened guidelines due to covid.