The umbrella provides coverage over the primary policies (provided you have the required Liability limits on those policies) for those vehicles as well. 

When you apply for a home loan we only look at the monthly payment and on student loans we only hit you with .50% of the payment or in some cases if it is deferred for 12 months we can ignore it all together depending on the program you choose, for example; FHA, Fannie Mae, Portfolio etc.Another trick is if the installment loan on a car/vehicle only has (10) months of payments remaining or less we can "Omit" it all together.

NOT LEGAL ADVICEYou need to set out what your goals are to begin with in setting these vehicles up.

Would tax liens be a better vehicle for that?

Not that it is quite the same but my umbrella policy provider stopped covering vehicles in CA.  

-No garage for luxury vehicles.

You get returns on your equity AND the debt, which you can't do with a CD or any other vehicle. 

We had a crazy South African tour guide and a mechanic with a support vehicle follow us.

It's a great vehicle for investing (we have 37 doors)... but we bought them from 2018-2021 and they cash-flow extremely well.  

First days then they rent a vehicle and start looking for other places in DR to visit and renting other Airbnbs depending on their route to explore the country, and get to know different tourist, historical, cultural spots and, as you said before, nightclubs if they are local, they go sightseeing. to explore every corner of the country, what there is in the city of Santo Domingo, there is not in Punta Cana and each city, no matter how small or large it may be in the Dominican Republic, has its essence and that is what keeps North Americans, Europeans, Latin Americans and Asians investing in different sectors of the country, just ask yourself this question because there are so many foreign and local investors in Punta Cana or the Dominican Republic in general, the answer is simple, remember, the Dominican Republic has it all.