Totally understand the struggle of gathering insurance quotes - BP makes it easy for you! 

That truly determines the successful from the unsuccessful, making it happen despite all the odds against you.I have a similar story of finding real estate and achieving financial freedom over the course of 4 years, going from 0 to over 300 doors.

It is a great starting point for what an area is like if you haven't been there before. https://www.areavibes.com/Its gives you a total livability score and helps understand a little bit about the area

At least I could understand their Reps...

There are a lot of ways to crash and burn, so increasing the odds of succeeding long term should be your highest priority. you can always sell your local assets once you're comfortable managing rentals and ready for a market that better-suits your criteria. btw, kudos for being self-aware of your limitations.

Employment is a key factor in tenant approval, and a good tenant should understand that.🔹 Final Thought: If a tenant is already pushing back on basic screening, it’s often a sign of future issues.

2) How well do you understand the differences between Class A, B & C?

If you, as an investor don't fully understand what it takes to manage a specific type of home in that market, you'll make unwise purchasing decisions.

BK to understand the risks of investing in a fund that craters..

SIGNED STATEMENT OF INSURED AS REQUIRED BY SECTION 3905.33 OF THE OHIOREVISED CODEThe named insured ___________, acknowledges that the insurance policy (other than life insurance) as described above is to be placed with an insurance company not authorized to do business in Ohio.The insured understands that the insurance company is not a member of the Ohio Insurance Guaranty Association and that Chapter 3955. of the Ohio Revised Code is not applicable to claimants or insureds of said insurance company.