The partials we purchase are usually on shorter term notes i.e. 120-240 month terms and investor loans to other investors that typically put 15-25% down. 

An assistant can do most everything that you need done and they work directly for you rather than a property management company that has several clients and you’re just one of them.Also, again, depending on the location of your properties, have you considered doing a lease with the option to buy?  

These deals typically require larger cash outlays (50k-100k) per deal minimums.

And you may not know the answers right now because you may not have much experience with each different option; and that is okay.

I havent gotten an insurance for this and a week after close I consulted some insurance provider and he didnt offer me insurance options.

@Kenneth Joseph Perfido If you’ve moved to a new state and plan to conduct business there, you generally have two options: register your existing LLC as a foreign LLC in the new state or form a new LLC in the new state.

The advice I would give as a lender are these few options if you both are on mortgage.

I use standard market PM rates in my underwriting, but I also would not work for those rates but it is fair compensation for the work.I typically use vacancy of 5% not because I have ever had a unit that had that high vacancy but I do not have a no payment category and I want the underwriting to be conservativeon the opposite, your rate is a bit high and your appreciation rate and rent growth are modest.overall, seems like a decent attempt at an analysis.  

Typically, I run a current income/expense column next to a ProForma column to show potential value add opporunties.I agree with @Robert. 

More doors equal more cash flow each month so a 2-4 unit multifamily may be your best option.