The monthly payments are great, but the issue I am running into is what to do with idle cash.

I hope this is a smooth process and I can remove them without any issues.

The issue is the down payment is over $250k and no one has that or is willing to fork over that amount.

That is the issue I am having now as my wife and I have great paying jobs and just cleared all our debt.

Hi Michael,I agree with Bruce that rephrasing other people’s content can be risky, as it could potentially lead to plagiarism issues, and it doesn’t establish your business as an authority in the field.

@Kayla Elliott  Hi Kayla - this was a commercial mortgage loan with a local bank, that held it "in house" after it was issued. 

There's a good chance the issue(s) you face has already been discussed and answered.Ask questions in the appropriate forum.

Overcrowding can strain plumbing, electrical systems, and air conditioning, leading to expensive maintenance issues.

Most STR markets have seasonality, and there are untold issues in the future that will effect cashflow. 

The rehab expenses don't line up but they are not stealing, I would suggest having a zoom call or sit down with their PM or account manager to see what is not lining up and where you see issues compared to what they have on their sheet.