Let’s say a property is, in its current situation worth $300,000.  

From what I've researched, it's the less than ideal situation to be in because of the reasons you've stated.

Your situation is a little more complex than most people and I highly suggest you consult an attorney. 

To have a successful STR I HIGHLY recommend listening to this episode of a podcast: https://podcasts.apple.com/us/podcast/on-the-market/id161508...Once you listen to this, and any highly involved STR operator will agree, you will find a lot of the fundamentals are lacking in Kissimmee or you have to have deep pockets to hit those.I won't spoil the episode, but if you listen to it (and anyone out there that does) feel free to DM me afterward and I'd be happy to talk details tailored to your situation on if you're on the right path or maybe I can help.

You'll have to run them yourself according to your goals, timeline, and financial situation. 

I'd recommend a HELOC for your situation, especially since there is already good equity in the project.

My guess is that with the recent fire policy changes in CA there are likely caps on the fire payouts and many homeowners will be in the situation of example 2.

Those were the situations where I was looking for ways to make it work.Don’t come out the gate haggling, or even discussing the terms at all.

It's not so much that he is hard for me to understand, but I think the severity of my situation is hard for him to understand.Come onThe short of it is that my husband has extremely high conflict is extremely money hungry, and it really has nothing better to do with her time.

If you're looking for more active strategies like purchasing your own real estate let me know and I'm happy to send updated recommendations based on what your situation is and what your goals are :)