Then we want to buy another duplex with the same price and a 5% down payment under my mom's name since she will be living in 1 unit and rent the other unit out.

She’s a FT mom who may go back to work PT so was thinking that if she was more active in searching for deals, managing PMs, bookkeeping...that could easily be 750 hours/year (14.5 hours/week).

The average seller-finance loan is through a mom-and-pop that does 1-2 in their life.

So many of you are going to get wacked as inventory keeps growing MoM / YoY while the fed keeps their rates higher for longer.

@Tyler, when individually appropriate, for investors who have a need for immediate cash, we've also refinanced the property modestly (20-30% LTV) to provide mom/dad with the cash to bridge the two-year gap. 

I would just ignore until the inspection period expires  in the future have a 5 day inspection period that starts when the offer is accepted this should have expired weeks ago  My mom’s panel is 60 years old, do you think it’s up to code?

Anyways, I am a single mom of a 2.5 year old little girl, and at the age of 32 have finally gotten to a place where my financials are in order (I graduated from college a bit later in life after teaching acting and producing plays throughout my 20s!).

I sense a perfect storm coming for mom and pop landlords in the area. 

There are a ton of Mom & Pop owners that are free and clear on their parks. 

Then we want to buy another duplex with the same price and a 5% down payment under my mom's name since she will be living in 1 unit and rent the other unit out.