UtahAmericafirst 80% LTV on noo 65% LTV UtahArvest Bank AR, OK, AL, MO Bancorp South, TX Lines of Credit on free and clear housesBank of Southern California, CABank of West (BNP Paribas) 60% LTV CA, AZ, ORBB&T will loan on a rental portfolioBBVA, now PNCBECU for ORBellwether Community Credit Union, NH and MA 85% to 100%, draw 10 yrsBMO Harris, 3 HELOCs to 70% LTVBoeing Employee Credit Union Cal Coast Credit Union, CA Citizens Bank -MiN, only in-state.

I’d love to utilize that loan again but was told I could only have 1 active VA Home Loan at a time For my additional VA loans, I used a local credit union that moved the loan to Citizens Bank, then Navy Federal, and Veterans United. 

Just read an article on ian appito(mangled that im sure) website about senior housing occupancy is dropping dramatically, and not to trust demographic tailwinds just because they sound like good ideas!

The only exceptionsare:• One- or two-family homes occupied by the owner;• Room rentals in properties for individuals of the same sex, such as college dormitories or boarding houses where all residents are of the same sex; and• Housing intended for seniors."

A well known, senior Builder in my area quoted this new build from the same prints and for the same lot in the spring of 2021 after buying the lot in the fall of 2020. 

I want a free and clear title. another property down the road, vacant, owners I can’t find and probably aren’t citizens of US.

Rather than focus on getting a lawyer, try finding some compassionate person, maybe from a nearby senior center or such and ask them to help you sit and talk with your tenant.

Hey Ugo,Yes you’re right about the Canadian market I am currently a citizen in Ontario Canada and also originally from the US.

For instance, 28305 shows a notable segment of the population aged 65 to 74 and 75 to 79 years old, suggesting a concentrated senior demographic that may require specialized housing solutions.Accessibility Considerations: Zip codes such as 28304 and 28314, marked by higher disability rates, present opportunities for properties with accessibility modifications.Higher Poverty Levels: Zip codes such as 28301 and 28306 have higher poverty rates, with significant portions of the population living below the poverty level (e.g., 32.4% in 28301).

They have little motivation and they usually in their senior age and they usually have a lawyer in the middle and causing problems.