Hopefully, the bank has not saddled you with a long term lease at a low rent.

Those that make the model your talking about work are Hands on locals doing it all themselves and pay cash for a lot of what they buy so they are not saddled with debt.

Its tough enough to get tenants to pay water bills without saddling them with watering a lawn.

You are the drugstore cowboy carrying around the saddle for three years and telling everyone else how to ride a horse, but you have never ridden a horse. 

There is no income if he doesn’t work, and he worries about me being saddled with that debt should something happen to him.

As it turns out, there's wedding photography and not a lot else.After graduation, she was saddled with over $100,000 in student loans and never did find a job in the field. 

You need to start from the beginning.What you are doing is  saddling a turtle, and asking people, what to do to make him run faster because you need to go from point A to B fast.Then you get answers like,  feed him turtle food, make him exercise.. etc. etc.the correct answer would be, don't saddle a turtle, saddle a rabbit.

(You want to 1031 them into cash flowing properties later.)If they aren't cash flowing with the current debt payments, what will the cash flow look like when you saddle them with more debt?

But don't saddle them together with the same decision. 

We are so new to all of this so I'm sure that's why we were saddled with that rate.