https://nationalmortgageprofessional.com/news/study-reveals-....Not sure BP will allow that link to post, if not just google " 10000 saved using a broker vs direct lender" and you can find the article.On the flip side, there are some banks and credit unions that could offer products that they do not allow to be brokered.

This is not as passive as other investing but it will help launch your portfolio so that you can continue to invest without needing to work additional jobs.

So you have some great resources right off the bat, my additional Referrals would be too many :)

So sad to hear that all the time and money you or your clients invested and the trust you had for Delta Build were lost, in addition to the lost opportunity to otherwise make money.

Regarding insurance adding additional umbrella insurance is great idea. 

Despite no additional renovations being necessary, our efficient strategy and swift turnaround led to a same-day sale at $225,000.

That would be a helpful addition to your plan as you would further reduce your cost of living.Also don’t forget from that $600 you are planning on getting in cash flow you have taxes, insurance, maintenance, capex, and vacancy to consider.With two homes, you may want to keep that extra $20k as an emergency fund rather than spending it on a third property and then be left with no emergency funds.

OF COURSE the Contractor is going to say you need to tear it all out and rebuild the wall(s)  because that's the absolute easiest solution and adds additional work for him.

Additionally, the boots on the ground partner has to be extremely trustworthy.

Would love any additional info and the chance to check it out!