America is a big place and development is just so highly regional thats the fun part or frustrating part depending on how you look at it.

Without a formal transfer of title, you’re more vulnerable if something goes wrong with the seller (e.g., bankruptcy, further liens, or disputes).

Between all of the other crypto out there and, to your point, a government being able to declare a "backed" crypto, current crypto seems fairly vulnerable.

The great lakes region is considered a climate heaven. 

Having a centralized database of beneficial ownership information will eliminate critical vulnerabilities in our financial system and allow us to tackle the scourge of illicit finance enabled by opaque corporate structures.”Filing is simple, secure, and free of charge.

I have rights to 2 regions (NH and MA).

I'm interested in that region but know nothing of Penn Capital.

Local Credit unions and small regional banks.  

Here is an excellent article on housing market expectations on appreciation from one of the world's top investment banking firms Goldman Sachs: What are some of the big differences you’re seeing among US regions?"

Until now, I had a great credit score, but I'm concerned that my increased debt might affect my ability to obtain a HELOC or a Home Equity Loan.A lender approached me, claiming they could help me secure a HELOC, but the encounter felt coincidental, making me feel vulnerable.