The official answer: The Corporate Transparency Act is intended to provide law enforcement with beneficial ownership information for the purpose of detecting, preventing and punishing terrorism, money laundering and other misconduct through business entities.Uncle Sugar requires us little guys to register and be tracked even though 99.999% of us are not involved in terrorism, money laundering, or other misconduct.

We all need a purpose in life.

That money is there for a different (long term) purpose... and if you are pulling it out to not return it you are going to pay a penalty, which isn't financially smart.Odds are you have a great rate on your current house if you bought it during cheaper times... so giving up a great interest rate doesn't make sense either on selling your house and renting.  

At some point, even the worst carpenter stops hitting his thumb on purpose, so he can experience how much better it feels when he stops.Frankly I'm glad guys like you choose to invest where you do instead of adding yet more competition to where I invest.

It won't be as promising; the saturation of this thematic investing choice has defeated it's purpose.

The purpose of the post was to find another resource for property insurance (i.e., agent).

Quote from @Irina Badal: I heard for anonymity purpose it’s advisable to set up a personal residence trust.

My question is: If a landlord does not report rent payments for this purpose, how accurate can this score be?

However, if your mortgage allows open prepayment to an annual limit and/or an annual payment increase (as do most fixed mortgages in Canada), then borrowing from the LoC to prepay the mortgage serves little purpose unless your LoC was on better terms than the mortgage.  

If you're living in it now, you'll probably be required to have a signed lease in place as well as proof that first month's rent/security deposit were collected in order to get a DSCR loan (they're business purpose loans and don't allow owner occupancy).