https://www.biggerpockets.com/blog/short-term-rental-loans-a...High Level --Conventional will typically offer lowest rates/fees but harder to qualify, especially if you are scaling and past the first couple of properties or going for the high-end of the market-2nd Home (10% Down) - should be very careful here - these are not intended for STR properties and people using them for pure investment properties are entering dangerous territory (you are attesting to use it as a rental half the year or less, no management, need to live in proximity, etc.)- DSCR Loans - typically your best bet if you don't quality (or have "outgrown") conventional or looking to scale a portfolio or diving into more specialized markets. 

But since private money is relational based versus purely collateral based, you'll need a track record to prove yourself.

(I don't drink coffee so I wouldn't have a clue) Especially from Boquete.  

I think the new lodging will be great but the newest builds are very very expensive and I suspect will be purchased more for second homes than pure investments.

I would take season investtors out for dinner, buy them drinks if they would give me the opportunity to ask questions.  

Is this a pure investment for rental? 

Only “nailing” was due to me hahahahaBut “no”, never got caught drink driving or speedingI drove extra slow so everyone can see me in it hahahaha 

That doesn't necessarily translate in high real estate investment returns but you can make some money investing in real estate there (like it seems you do) and so it makes perfect sense that you do that since you live there.Those like me who don't live in Panama are likely purely looking at figures and comparing risk-adjusted returns with other countries where they can invest.

You're starting early so weighing more on appreciation than pure cash flow will likely pay more dividends on the exit.

Then you can really sell that experience too compared to a purely residential on.