I understand how overwhelming it can feel to take that first step, but it's important to remember that taking action, even if it leads to failure, is a crucial part of the learning process.

Insurance is saying it can be only covered under sump pump failure which is $5k only.

INSTEAD we ended up spending HOURS on the phone with EVOLVE over multiple failures to deliver, incidents with destructive rowdy underaged guests, and now EXTORTED FEES for cutting bait.

If you don't remember anything I've said in this post remember this, "Success and Failure begins and ends with YOU.

Unless, of course the “expert” in question is someone with little real estate knowledge, no track record of success and multiple failures in their background.  

I would have an expert look at it to determine if this was due to dirty filters or just a general mechanical failure.

By your own admission, "she doesn't need the money," so why set yourself up for failure?

Failure to do so places the assignor in violation of these statutes and provides the titled owner with a potential way out of the contract.

If you can financialy shoulder a main failure then roll the dice if all signs look positive, If it would break you then pay the 200. 

Failure to comply with program requirements.6.