That if I kept the rental.Beau,That would be likely with most deals right now with higher rates than in recent years past.

I would consider selling if you have lived in the home the past 2 / 5 years since you have a decent amount of tax free equity in there but as long as you have a plan to reinvest those funds.By your numbers, since you have an amazing rate and high rents, I would consider renting it out if you believe your area will continue to grow in value.

Here’s how to build trust with private lenders:Share success stories or past deals to demonstrate your track record.

is that a combination of larger down payments + paydown over the past few years? 

I had one client who couldn't get past this due to laughing too hard during the process. 

To get the answer, you have to learn how to analyze markets to find those micro-markets...like every other REI has done in the past, still does today, and will do in the future.

Long story short, over the past 10 years we have evolved into running a real estate investment club. 

I've bought a couple sub-to's in the past and about to close on one next week. 

What does the past landlords say?

Last but not least....A few members in replies have already mentioned why it makes sense to hold…….I very much appreciate ALL FEEDBACK, however I think it will be helpful to provide some added context as to why I am absolutely certain (and my CPA’s are convinced as well) on my decision to liquidate the entire portfolio and onceAs I educate clients on daily, income tax brackets as well as long term capital gain tax brackets in our country are more favorable right now than they've been at any point in the past 80 years.