The squatters threatened the landscape  personnel who were simply trimming trees which were objectively hazardous.  

I would target properties that meet your objective, what ever it is make sure that it is in alignment with fundamentals.

Does this process not set off any red flags since you’re effectively refinancing into an objectively less favorable “rate and term" (you’re probably refinancing from a 0% loan into a ~4% loan)?

Remember, no system is perfect, so avoid the temptation of constantly chasing after the next shiny object.

A lot of this is sounding a little petty (not a good look for anyone), so with the case already made on both sides, I thought I'd just try to throw in a little objectivity from an SEO bystander.Jerryl, been watching you do SEO for years, and you're very good at it, and you're also very creative.

My scoring criteria is clearly spelled out in writing and I use an objective score sheet to determine approval or denial.

Title underwriters are wired differently and see risk that’s either invisible to us (due process noticing, etc.) or non-existent (odds of an heir born in 1850 objecting to a petition in open court). 

Please- come up with objective screening processes and criteria and publish them on your ad.

We still own the condo, we just have tenants in there who are willing to pay the HOA fee and the increased taxes in order to access the slightly better school system up there.Bottom line, someone who just shows up alone and out of the blue, says they make 3x your rent, offer you nothing else when you explain the income verification problem, and object to a month-to-month rental contract or an increased security deposit, well, they're probably lying about how much money they make.

If the loan on the property is a significantly below the current interest rate, and the buyer also saves origination fees and costs, this enables the seller to demand a higher price while the buyer still obtains his ROI objectives 3.