I live in Fl. where insurance is pretty costly but I am also investing in states where insurance seems less expensive.

Quote from @Vince Scipione: Yes, they are a popular choice where I live and work, however with the ever fluctuating cost of oil heat, many people have swapped over their boilers/furnaces to what is called a "Propane Gun" essentially it is a device that is affixed to the front of the furnace/boiler that injects the propane and ignites it.

Unfortunately, over the 11 months he has lived there, he has only managed to pay the rent on time once.

Quote from @Kyle Barnhart: I live near Phoenix and looking to invest locally.

I live in SoCal so if I wanted strong cash flow I would likely have to look out of state.

I live in Charlotte and would prefer a multi-family investment property that is within a 3-4 hour drive so I'm considering areas that include: Charlotte, Raleigh / Research Triangle, Charleston, and Atlanta.

Quote from @Min Zhang: Cincinnati is one of my favorite cities to live in Ohio.

We would buy a house live in it for 2-3 years then on to the next and rent the old one out.

Hopefully, not an expensive tenant or Fair Housing lawsuit.100% of what @Travis Biziorek states is true, but he left out a key fact - he lived in the Detroit area when he started investing here, so was able to self-manage and meet everyone he had to hire face-to-face.

It has ample basement living space, that the tenant uses as a third bedroom.