You will likely have common area lighting (interior and exterior), perhaps heating and cooling too. 

I've worked for a few direct lenders and theres a reason the cream of the crop become brokers; half of W2 employee LO's have no idea what they are doing...If I'm buying a property, I want a good quarterback directing me through the process, not a third string who is lucky to see the light of day.

I had a conversation recently about debt in America and what came to light was how will the American people respond having a little more cash in their pocket.  

Also Pure White can tend to look “dirty” in rooms with less natural light. 

It's oftentimes the small details that get overlooked - light switches, lighting, trims, closet doors, and if applicable fireplace mantel...Also don't forget about picking a harmonious color palette!

Be proactive, and let him know you’re no pushover and won’t take this situation lightly. 

I would also add some motion sensor lights to help discourage people from trying to break in / make them re-think breaking in. 

They are also not something you should take lightly since they can cause some serious damage over time.

Hi Ian,You'd probably looking at "light-doc" financing that are currently at 8's to 9's on average at the moment.

Thank you for shedding a ton of light on it for me.