Rochester NY has a plethora of options under 250k.  

Local references are invaluable because those lenders have proven themselves in your market.Work with Reputable Companies: Some well-known DSCR lenders with a solid reputation include Lima One Capital, LendingOne, Kiavi, RCN Capital, Visio Lending, and Easy Street Capital.

For investors looking to maximize returns while managing risk, here’s why this type of deal stands out compared to Treasuries.Treasuries: Safety with Limited UpsideTreasuries are an attractive option for those seeking safety, especially short-term bonds with maturities of one year or less.

Seems like you're in a good spot with lots of options.

.- **Interest Rates Can Affect Refinancing Plans:** If rates increase, refinancing to remove PMI or lower payments may not be an option.- **Scaling Can Be Tricky:** FHA loans are typically for primary residences, meaning you’ll need to strategize if you plan to purchase additional properties.Thinking through financing options and backup plans before you buy is essential.### 5.

If you want to discuss bookkeeping options further, feel free to reach out!

I recently came across domus.pro, where you can upload a property photo, choose a camera movement, and generate a video for around $0.30 per clip, with 4K options too.

Lots of loan options can close in an LLC, helocs usually need to close in your personal name.

Feel free to reach out and we can chat about private lending.

**Cash-Out Refinance/HELOC:** Another option to avoid paying capital gains taxes is to not sell the house at all.