A recent study showed that 80 people are moving to this city every single week, which will continue to increase housing demand. 

Both houses need a new roof that will cost 15k. 

You might want to consider doing a house hack to help you qualify for more.

The fastest way in my opinion is house hacking with Airbnb.

For a first time investor, I definitely recommend house hacking for most people as homeowner loans are by far the best in terms of rate and LTV. 

I just wanted to hear people's thoughts on whether to look for a house hack opportunity or to keep renting and look for a rental property deal.

If you are purchasing that MF property for $1 mil then you can use the 3 units as your replacment for the 1031 exchange ($750K of value) and live in the last unit ($250K of value).An awesome way to house hack your way up!!! 

I wish I had another work around for you, but I actually stopped using my business CC all together just to avoid the PITA "hacks" they offered as solutions. 

Your plan to house-hack and reinvest is solid stay focused on properties that align with your financial goals, and you’ll build a successful portfolio over time.

Where you planning to house hack?