Originally posted by @Riley Gilson:Full disclosure, I haven't read through all of the comments as we seemed to be going in circles a bit.From a bank sales perspective, I would only recommend this if there was a dramatic difference in rate.

Will the capital gains in this scenario be considered passive income from an IRS perspective ?

After transitioning all four residential tenants, we gutted each apartment and started fresh.

Replaced both toilets with brand new ones, replaced the 2 car- garage door with a brand new one, had all the walls freshly painted, put brand new baseboards in, and had the kitchen cabinets painted as well.

Perhaps some more than others, but each one brings a unique perspective.

@Peter Mckernan This is a great well-rounded perspective, Real estate is one of those fields where no two deals or markets are exactly the same.

PM me if you'd like some free advice and perspective! 

If you’re still in the game, has your perspective on neighborhoods like Bay Park or Clairemont changed?

Excellent perspectives from different types of investors here. 

A tax account ensures nothing is accidentally spent elsewhere, and a marketing account makes sure lead generation is always prioritized.From a credit perspective, connecting credit cards to these accounts on autopay helps you manage spending responsibly while playing the credit game.