Only one of these methods involves "saving" money, and most BP users don't pay enough attention to it. 

The payment method in the original post of this thread sounds like a half scam!

If my partner wasn’t risk adverse and unwilling to move frequently I would buy a new property every 1-1&1/2 years using this method.

There's a large content library covering various topics such as creative financing, probate, foreclosures, door knocking, wholesaling, expired listings, Lanza methods, Morby Method, how to comp, and more.

With this particular method, when you purchased the homeowners insurance it would have listed you as the owner, but when the claim is filed your LLC would be the owner.

When I was doing the BRRRR method and leveraged a HELOC for these purchases, I was using my W2 income to put as much back into my HELOC as possible.

Find Brandon's videos on YouTube for the "four square" method of analyzing homes and practice.

I think your income easily justifies a common-sense, time-proven method: increase earnings, reduce expenses, save, and invest.

btw you can buy at least 2 properties in Memphis TN with $50K using the BRRRR method.

. - which I suspect you're already inclined to do.You can also investigate various methods of pipe replacement / renewal that involve trenchless technologies, such as pipe lining, pipe bursting, or directional drilling.